At both the macro and micro level, the social and economic impact of international remittances in developing countries is well documented. In 2018, the value of global remittance flows increased to $689 billion, of which $529 billion was to developing countries. In 2019, remittance flows to low- and middle-income countries are forecast to exceed foreign direct investment (FDI) as the single largest source of external financing and, according to the World Bank, remittances…